our company core services
Our Services
welcome to Richi Loans and Financial Services
Introducing Richi Loans & Financial Services
Richi Loans & Financial Services is a Mumbai-based financial consultancy providing loan facilitation, wealth advisory, real estate financing, and fraud awareness consulting.
Expert-Led: Run by ex-bankers, ensuring you get the best financial solutions
Unbiased Advice: We compare multiple lenders, finding the best deals for you
Complete Transparency: No hidden charges, no misleading promises
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What We’re Offering
What We’re Offering
Best Deals, Tailored for You
We analyze multiple lenders for the most competitive offers
Over 90% Approval Rate
Our expertise ensures a higher success rate
Independent & Transparent
No hidden charges, unbiased financial advice
Seamless Process
From documentation to disbursement, we handle everything
Expert-Led Advisory
Ex-bankers and finance professionals guiding you
What We Stand For
Our Core Values
Customer-Centric Approach
Every solution is tailored to prioritize customer needs and long-term benefits.
Transparency
A commitment to honesty and clear communication in all financial dealings.
Expertise
Leveraging a team of financial specialists and ex-bankers to offer the best financial solutions.
Integrity & Ethics
Ensuring fraud prevention and financial responsibility in all our advisory services.
Trust
The foundation of our relationships, ensuring clients feel secure and confident in every financial decision.
Our Awesome Team
our awesome team
At Richi Loans & Financial Services, our expert team is dedicated to providing seamless financial solutions with high approval rates, transparent processes, and customer-first service. Led by industry veterans with decades of experience in banking, lending, and investment strategies, we ensure hassle-free financing, ethical wealth advisory, and tailored financial solutions for individuals and businesses.
Rajiv Kumar
Founder & Promoter
Rajiv Kumar With over 15 years of experience in secured and unsecured lending, Rajiv Kumar is the visionary behind Richi Loans & Investments. An MMS (MBA) graduate from NL Dalmia, Mumbai University, he has built a career as an outstanding...
Richi Jain
Customer Service & Accounts Head
Richi Jain An MBA (Finance) from Pune University, Richi Jain brings over 15 years of experience in customer service and financial operations. She has worked with leading institutions such as BDO Haribhakti, Sharekhan, Angel Broking, and SMC Global Securities. At...
Awadhesh Kanojiya
Head, Secured Loans
Awadhesh Kanojiya With a strong financial acumen and over 15 years of experience in secured lending, Awadhesh Kanojiya is a leading expert in structured loan solutions. He has worked with HDFC Bank and DCB Bank, gaining hands-on expertise in home...
Vijay Kumar Gupta
Head, Business Loans
Vijay Kumar Gupta A seasoned financial professional with over 15 years of experience in business loans and corporate finance, Vijay Kumar Gupta has been instrumental in helping businesses secure tailored financing solutions. He combines technical and financial expertise to offer...
Priya Yadav
Manager, Unsecured Loans
Priya Yadav An experienced financial specialist with an M.Com degree, Priya Yadav plays a key role in structuring and managing unsecured loan products at Richi Loans. She has a deep understanding of personal loans, professional loans, and debt consolidation solutions,...
Nitin Landge
Manager
Nitin Landge With over 12 years of experience across personal and business loans, Nitin Landge has worked with Axis Bank and HDFC Bank. He is skilled at guiding clients through loan eligibility, documentation, and approvals, offering clear advice and fast...
our testimonials
peoples talk about
Richi Loans and Financial Services
As a doctor, I barely had time to compare rates or chase banks. Richi Loans not only got me a great deal on my home loan, but also handled everything—from paperwork to disbursal—with complete professionalism. Their expert guided me at every step. It truly was a seamless experience.
Dr. Kunal Mehta
Mumbai
We approached Richi Loans for funding support during our expansion. Their team didn’t just offer us a loan—they helped restructure our existing liabilities, unlocked better terms, and coordinated with multiple banks for the best outcome. We now consider them a trusted long-term partner.
CA Aarti Prabhu
Thane
I had no idea I was overpaying on my home loan until Richi Loans stepped in. They reviewed my current loan, suggested a balance transfer, and secured a lower rate—saving me over ₹15,000 per month. What stood out was their transparency and no-pressure approach.
Ritesh Nair
IT Consultant
Mr Rajiv Kumar and his company Richi loan has been very instrumental in all my financial planning. I have started with Business loan initially and further explored LAP and various other financial products. They have been always quick in understanding the need and coming with a apt financial product with a suggestion of right institute. I will highly recommend them to my peer and anyone who is looking for funds for their Company growth.
Prakash Bind
Group Managing Director ( Exicon Holding Pvt Ltd )
As a doctor, I barely had time to compare rates or chase banks. Richi Loans not only got me a great deal on my home loan, but also handled everything—from paperwork to disbursal—with complete professionalism. Their expert guided me at every step. It truly was a seamless experience.
Dr. Kunal Mehta
Mumbai
We approached Richi Loans for funding support during our expansion. Their team didn’t just offer us a loan—they helped restructure our existing liabilities, unlocked better terms, and coordinated with multiple banks for the best outcome. We now consider them a trusted long-term partner.
CA Aarti Prabhu
Thane
I had no idea I was overpaying on my home loan until Richi Loans stepped in. They reviewed my current loan, suggested a balance transfer, and secured a lower rate—saving me over ₹15,000 per month. What stood out was their transparency and no-pressure approach.
Ritesh Nair
IT Consultant
Mr Rajiv Kumar and his company Richi loan has been very instrumental in all my financial planning. I have started with Business loan initially and further explored LAP and various other financial products. They have been always quick in understanding the need and coming with a apt financial product with a suggestion of right institute. I will highly recommend them to my peer and anyone who is looking for funds for their Company growth.
Prakash Bind
Group Managing Director ( Exicon Holding Pvt Ltd )
