At Richi Loans And Financial Services, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our financial services.

1. Information We Collect

We may collect the following types of information:

a. Personal Information:

• Full name
• Contact details (email address, phone number, mailing address)
• Date of birth
• Government-issued identification (e.g., PAN, Aadhar, SSN)
• Financial information (e.g., bank account details, income, investment details)

b. Non-Personal Information:

• Browser type
• Device information
• IP address
• Cookies and usage data

2. How We Use Your Information

• Provide financial advisory and related services
• Verify your identity and prevent fraud
• Process transactions and maintain accounts
• Respond to inquiries and provide customer support
• Improve our website and services
• Comply with legal and regulatory obligations

3. Sharing of Information

We do not sell your personal information. We may share your data with:

• Authorized service providers: For payment processing, data storage, or support services
• Regulatory bodies or law enforcement: To comply with legal obligations
• Business partners or affiliates: With your consent, for specific services or promotions

4. Data Security

We implement industry-standard security measures to protect your information, including:

• Secure encryption technologies
• Firewalls and intrusion detection systems
• Access control and internal data policies

Despite our efforts, no system is completely secure. We encourage you to use strong passwords and protect your account information.

5. Your Rights and Choices

You have the right to:

• Access, update, or delete your personal data
• Withdraw consent for data processing
• Request a copy of the data we hold about you
• Opt out of marketing communications

To exercise these rights, contact us at info@richiloansandfinancialservices.com.

6. Cookies and Tracking Technologies

Our website uses cookies to improve user experience, track site usage, and personalize content. You can modify your browser settings to decline cookies, though some features of the site may not function properly.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices or content. Please review their privacy policies before providing any information.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated “Effective Date.” Continued use of our services constitutes acceptance of the revised policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Richi Loans And Financial Services
Website: www.richiloansandfinancialservices.com
Email: info@richiloansandfinancialservices.com
Phone: +91 93208 54036