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About Us

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About Our Company

Best and Seamless
Experience with Trust

At Richi Loans & Financial Services, we believe finance should be simple, transparent, and stress-free. We are a Mumbai-based financial consultancy led by a team of ex-bankers and seasoned professionals who understand the challenges individuals and businesses face when it comes to securing loans or growing wealth.

We don’t just facilitate loans—we build trust. With a 90–95% approval rate, access to multiple lending institutions, and a customer-first approach, we help you get the best financial deals faster, easier, and with total peace of mind.

OUR STORY

Richi Loans was born out of a deep understanding of the gaps in traditional banking services. While banks often work for their own products, we work only for you. Our founder, Rajiv Kumar, along with a core team of ex-bankers and financial experts, envisioned a solution where financial advisory, loan facilitation, and wealth guidance could come together—independent, ethical, and tailored to each client’s needs. Today, we’ve helped countless individuals, professionals, and businesses unlock their financial potential with a process that’s faster, friendlier, and built on trust.

Our Vision

To be the most ethical, efficient, and trusted financial partner in the loan and investment services industry.

Our Mission

To be a trusted financial partner providing the best financial solutions that are expert-driven, unbiased, seamless, and with high approval rates and zero stress.

Our Core Values

At the heart of Richi Loans are values that guide every interaction and every solution:

  • Trust – We earn it, and we never compromise it.
  • Transparency – No jargon, no hidden terms. Just clear, honest communication.
  • Expertise – Decades of collective experience from ex-bankers and finance professionals.
  • Customer-Centricity – We listen first, advise second. Every solution is built around you.
  • Integrity & Ethics – We ensure governance, compliance, and ethical finance for sustainable growth.
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What Makes Us Different?

Unmatched Financial Services
with Integrity & Impact

  • Best Deals, Right Fit
    We compare across leading banks, NBFCs, and fintech lenders to find the deal that fits you best.
  • High Approval Rates
    Our deep knowledge of lender policies ensures a 90–95% success rate with minimal hassle.
  • Independent & Unbiased Advisory
    Unlike banks, we have no product push—our only priority is what’s best for you.
  • Comprehensive Financial Services
    From personal loans to builder finance, wealth advisory to CSR consulting—we cover every financial need under one roof.
  • Ethical Finance with Fraud Awareness
    We uphold the highest standards of financial integrity, offering guidance on fraud prevention, compliance, and social responsibility.
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Wealth Advisory
Our Promise to You

Finance Made Simple,
Trust Built In

At Richi Loans, we simplify finance by securing the best deals, delivering high approval rates, and ensuring a fast, transparent, and seamless experience—all built on a foundation of trust and expertise.

Whether you’re planning your dream home, expanding your business, or investing in your future—we’re here to guide you at every step.

Our Teams

Our Awesome Team

At Richi Loans & Financial services, our expert team is dedicated to providing seamless financial solutions with high approval rates, transparent processes, and customer-first service. Led by industry veterans with decades of experience in banking, lending, and investment strategies, we ensure hassle-free financing, ethical wealth advisory, and tailored financial solutions for individuals and businesses.

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Rajiv Kumar

Founder & Promoter

Rajiv Kumar With over 15 years of experience in secured and unsecured lending, Rajiv Kumar is the visionary behind Richi Loans & Investments. An MMS (MBA) graduate from NL Dalmia, Mumbai University, he has built a career as an outstanding...

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Richi Jain

Customer Service & Accounts Head

Richi Jain An MBA (Finance) from Pune University, Richi Jain brings over 15 years of experience in customer service and financial operations. She has worked with leading institutions such as BDO Haribhakti, Sharekhan, Angel Broking, and SMC Global Securities. At...

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Awadhesh Kanojiya

Head, Secured Loans

Awadhesh Kanojiya With a strong financial acumen and over 15 years of experience in secured lending, Awadhesh Kanojiya is a leading expert in structured loan solutions. He has worked with HDFC Bank and DCB Bank, gaining hands-on expertise in home...

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Vijay Kumar Gupta

Head, Business Loans

Vijay Kumar Gupta A seasoned financial professional with over 15 years of experience in business loans and corporate finance, Vijay Kumar Gupta has been instrumental in helping businesses secure tailored financing solutions. He combines technical and financial expertise to offer...

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Priya Yadav

Manager, Unsecured Loans

Priya Yadav An experienced financial specialist with an M.Com degree, Priya Yadav plays a key role in structuring and managing unsecured loan products at Richi Loans. She has a deep understanding of personal loans, professional loans, and debt consolidation solutions,...

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Nitin Landge

Manager

Nitin Landge With over 12 years of experience across personal and business loans, Nitin Landge has worked with Axis Bank and HDFC Bank. He is skilled at guiding clients through loan eligibility, documentation, and approvals, offering clear advice and fast...

Loan Reasons

Popular Reasons to Loan

money

Need a car:

We at Richi Loans & Financial Services offer quick approvals, low interest rates, and flexible EMIs to ensure that you drive home your dream car with financing that's fast, simple, and tailored for you!

Consolidate debt

Are you struggling to pay multiple loans? Visit Richi Loans & Financial Services to consolidate your debts and enjoy a single, lower monthly instalment. Also, help simplify your finances and regain control with our smart loan consolidation solutions.

Home improvement

Get a hassle-free Home Improvement Loan from Richi Loans & Financial Services with flexible terms and quick disbursal. Ensure that you upgrade your living space without adversely impacting your savings

get a quick loan

Get a Business Loans Quickly

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