Builder finance

Why choose  Richi Loans and Financial Services for Builder Finance?

Real estate in India is a sector that is booming these days. So, we at Richi Loans and Financial Services offer builders and developers, high-value funding, flexible repayment options, and expert financial guidance to ensure smooth real estate project execution.

Our goal is to provide you high value builder finance loans, lowest minimum interest rates in India, quick Loan Approvals & Disbursement, and Trusted Network of Banks & NBFC.

So, if you are one of the leading builders and developers in India looking for funding to turn your dream project into reality then, visit Richi Loans and Financial Services today.

Eligibility:

• The applicant must be a recognized and legally registered builder or real estate developer.
• Most lenders require at least 3–5 years of experience in real estate development.
• A history of successfully completed and sold projects
• The project should be financially and technically viable, with clear approvals and plans.
• Developers with a strong sales record for previous projects have higher eligibility.
• Lenders assess expected cash flow from the project for repayment capability.
• A CIBIL score of 700+ for the business and promoters improves approval chances.
• Strong balance sheets, profit margins, and audited financial statements are required.
• Lenders evaluate current loans and debts before approving builder finance.
• The construction project must have legal approvals from regulatory bodies.
• The land should have clear titles and be free from disputes
• The project should comply with environmental and RERA (Real Estate Regulatory Authority) guidelines.
• Finally, lenders may require mortgage of project land, personal or corporate guarantees, or other assets as security.

Documents:

• KYC–PAN, Aadhaar, GST registration, business incorporation certificate

• Financial Statements –Audited balance sheets, income tax returns for the last 3 years.

• Project Documents- Approved plans, RERA registration, sales projections.

• Ownership Proof- Land title deeds, legal clearances.

• Bank Statements –Last 12 months’ bank transactions.

Why Choose Us?

• Best Deals, Tailored for You

We analyze multiple lenders for the most competitive offers

• Over 90% Approval Rate

Our expertise ensures a higher success rate

• Independent & Transparent

No hidden charges, unbiased financial advice

• Seamless Process

From documentation to disbursement, we handle everything

• Expert-Led Advisory

Ex-bankers and finance professionals guiding you